Okay. I haven't said this yet, but I am actually on a permit and I'm getting my license in 2 months. Right now I am insured on each one of my mom's cars (Cadillac STS and Ford F150) and since I see my grandmother often I can drive her 2 cars too (Not bad chauffering seniors around ). They include her Odyssey and her Acura RL. Since I'm on a permit I don't think I have rates yet, but when I get a license I'll have to pay for insurance and gas. Since I am pretty responsibly with driving I may not have to pay so much on both. In November I'll let you know when I get a license.