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But if you are going over the limits, then you are breaking the law (assuming you're not in Germany) and why should you be protected if you're breaking the law in the first place? 
That's not a reason for putting people in danger
Really? Well it's hard to determine since there are realy no other 3-cyl cars to compare it to! 
Though I suppose there may be a couple in Europe, but aren't even the smallest ones still mostly 4-cyl? (I do not count electric or hybrid cars)
Though I suppose there may be a couple in Europe, but aren't even the smallest ones still mostly 4-cyl? (I do not count electric or hybrid cars)
Indeed 3-cyl engine is not so common.
The Citroën C1 / Peugeot 107 / Toyota Aygo have a 3-cyl 1L engine and have a top speed of 157 km/h, but these are much newer than the old Swift.